West Palm Beach Foreclosure Lawyer

Experienced and Compassionate Legal Counsel to Prevent Foreclosure in Broward County, Palm Beach County, and the Treasure Coast

One significant concern that may arise in the face of debt is losing your home. Depending on how serious your situation is, foreclosure may be a likely reality. This is a good time to reach out to an experienced foreclosure lawyer for informed legal guidance on your next steps. Southeast Bankruptcy, LLC has successfully resolved over 2,000 bankruptcy cases and has a deep, practical knowledge of every feature of the bankruptcy process, including foreclosure. Let us help you work on regaining your financial ground without losing your home in the process.

Schedule a free consultation with Southeast Bankruptcy, LLC online to get started today.

A genuinely good guy with an incredibly professional background.
Shane R.

Preventing Foreclosure with a Bankruptcy Filing

Foreclosure is a process that usually begins when homeowners have fallen significantly behind on their mortgage payments. In some cases, it is possible to stall or even prevent foreclosure by filing for bankruptcy. When you file for bankruptcy, the bankruptcy court will issue an automatic stay that requires creditors to stop trying to collect debts, including ceasing foreclosure activities. Your attorney can then propose an affordable 3-5 year plan to pay back the mortgage arrears over time with no interest accruing. In addition we can address your vehicles and other unsecured debts to get you one affordable payment on a path to be current and debt free!

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Why Choose Southeast Bankruptcy?

We are motivated to help good people through tough times by leading the way to your fresh start.
  • Personalized Service

    Once you hire us, you’ll finally be able to breathe deeply and relax. We will represent you with compassion, dignity and respect. We handle it all so you can focus on your new beginning in life!

  • Affordable
    We truly strive to work with our clients to find the most affordable path to bankruptcy protection including a no up-front attorney fee Chapter 13 for certain wage earners.
  • Accessible

    We take pride in client communication, even after-hours calls to ensure peace of mind.

  • Solution Choices

    Although we will certainly make our recommendations and why, we will not force anything upon our clients. You will be provided with all the information and alternatives for you to decide.

  • Free Consultations
    The initial meeting is free with no obligation. Know the benefits before you hire us.
  • Skill & Expertise
    As the name suggests, Bankruptcy is all we do every day, all day. We have assisted over 1500 individuals and businesses successfully file for bankruptcy relief and protection.

Chapter 7 vs. Chapter 13 Effects on Foreclosure

Unfortunately due to income, death of a family member or illness you may not be able to propose a feasible Chapter 13 to save your home from foreclosure. While a Chapter 7 wont ultimately prevent the foreclosure, it will buy you badly needed time and, more importantly, it will ultimately discharge your personal liability on the mortgage. This will prohibit a future deficiency lawsuit against you in the future and allow you to rebuild your life and credit rating.

The likelier bankruptcy process for preventing a foreclosure if you are eligible is Chapter 13 because it affords more options. If you make timely payments under your Chapter 13 debt repayment plan, you can avoid foreclosure. In particular, Chapter 13 can help you keep your home by restructuring your debts over a period of 3-5 years. You might be able to avoid foreclosure and remain in your home in this case because you can repay delinquent mortgage payments through the plan. At the end of the day, even if you cannot complete your plan, filing for Chapter 13 will give you at least several months before a foreclosure can be completed.

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